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The Process

From search to payment — here's exactly what happens

No surprises. No fine print. Just a clear, simple process to recover the money that belongs to you.

1
Instant

We search 49 million records

Start by searching your name, or explore your city's unclaimed property stats to see what's out there. Our smart search runs across the entire California State Controller's Office database instantly and finds matches a basic search misses. Most people are surprised by what we find.

Enter any names you’ve used — first, last, maiden, business — and we search them all
Enter every address you've lived at — we search them all at once
Match scores help you prioritize your best results
2
You sign once

You sign our fee agreement

When you find a match, you sign our fee agreement. This authorizes myMoneyCA to act as your registered investigator and initiate your claim with the State Controller's Office. Our fee is 10% of the recovered amount — paid only when you receive your money. Nothing upfront, ever.

10% success-only fee — fully compliant with CA CCP § 1582
You receive 90% of the recovered amount
If we don't recover your money, you owe nothing
3
We handle everything

We file your claim on your behalf

We file all documents with the SCO on your behalf. myMoneyCA prepares all required forms, pre-fills your SCO Claim Affirmation, and submits the complete claim package to the California State Controller’s Office as your registered investigator.

All SCO forms prepared and pre-filled by myMoneyCA
Your claim number (MCA-XXXXXX) assigned and visible on your dashboard
We file all documents with the SCO on your behalf
4
3 – 6 months

The SCO reviews your claim

The California State Controller's Office reviews all submitted claims. Simple cash claims may be processed in 30–60 days, but most claims take 3 to 6 months depending on complexity and SCO workload. Estate cases can take up to 12 months. We monitor your claim's progress and keep your dashboard updated every step of the way. You can check your status any time.

Real-time status updates — Agreement Signed → Filing → SCO Review → Complete
myMoneyBot available to answer questions about your claim at any time
SCO timeline varies — simple claims resolve faster than complex ones
5
You get paid first

You receive your money

When the SCO approves your claim, they send two separate checks — one to you for 90% and one to myMoneyCA for our 10% fee. You never pay us directly. The state handles the split. That's it. Your money, back in your hands.

You keep 90% of the recovered amount
No hidden fees — only the 10% you agreed to upfront
If the claim is unsuccessful, you owe us nothing

Common questions

What documents will I need?

Typically a government-issued photo ID, proof of Social Security Number, and documentation connecting you to the address on the property record. We guide you through exactly what's needed for your specific claim.

What if my claim is denied?

If the SCO denies your claim, you owe us nothing — our fee is success-only. We'll notify you of the denial, explain the SCO's reasoning, and if the denial can be appealed, we'll help you prepare and resubmit at no additional cost.

Why can't I just file myself?

You can — claimit.ca.gov is free. But filing yourself means navigating the SCO's complex forms alone. myMoneyCA prepares your forms and files your claim directly with the SCO on your behalf — as a registered California unclaimed property investigator. Plus our smart search catches matches that a basic name search misses.

What is the minimum claim amount?

We process claims for $25 and above. For amounts under $25, we direct you to the state's free portal at claimit.ca.gov.

What you need to do

Minimal effort on your end. We handle the complex parts while you stay in control of your sensitive information.

1
Search your name
Enter your name and any past addresses. Takes 30 seconds.
2
Review your matches
See match scores for each result. Decide which claims to pursue.
3
Sign the fee agreement
Authorize myMoneyCA as your registered investigator. 10% fee, only on successful recovery.
4
We file with the SCO on your behalf
We file all documents with the SCO on your behalf. myMoneyCA submits the complete claim package as your registered California unclaimed property investigator.
5
Wait for your check
We track your claim and follow up with the SCO. You get email updates and can check your dashboard anytime.

Compare your options

See how myMoneyCA compares to other recovery services and filing on your own.

Recommended
myMoneyCA
You search & see your results
Smart search — more matches than a basic search
Multiple names in one search
Every address searched at once
Finds matches a basic search misses
Match score on every result
10% fee — the legal cap
$25 minimum claim
No upfront cost
Fee published upfront
Form prep & SCO pre-filling
Real-time dashboard
MoneyBot AI assistant
2,700+ city stats pages
Denial appeals — no extra cost
We file all documents with the SCO on your behalf
Other Recovery Firms
No self-service search
Basic name search
Limited search breadth
One name, one address at a time
Misses property filed under different details
No match scoring
10 – 50% fees
$500+ minimum typical
No upfront cost
Fees rarely published
They handle forms for you
Email updates only
No AI assistant
No city data
Appeals may cost extra
They may store your documents
DIY (claimit.ca.gov)
You search yourself
Exact name match only
One name at a time
One address at a time
Misses close matches
No match scoring
Free
No minimum claim
Free
N/A
You handle all forms & deadlines
No tracking
No AI help
No city data
You manage appeals alone
Direct to state
myMoneyBot

No upfront cost. You only pay when we recover your money.

Hi! I'm myMoneyBot — ask me anything about your unclaimed property!