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Our Story

Built by someone who almost walked past his own money.

myMoneyCA exists because too many Californians are walking past money that belongs to them. We built a better way to find it.

CL
Christopher Lo
Founder & CEO, myMoneyCA
clo@mymoneyca.com
48.9M
Records searchable
$14.5B
Total unclaimed value
10%
Success-only fee
How this started

It started with a letter in the mail. Someone had found unclaimed property in my name and was offering to help me claim it — for a hefty fee.

Before agreeing to anything, I looked into it myself. I found my property through the state's website, but the experience left me frustrated. I wondered: if it was this hard for me to find my own money, how many people were giving up before they even got close?

I started asking around. I searched my wife's name — she had money waiting. Then my parents. Then my in-laws.

Almost everyone I searched had something. And most of them had no idea.

The ones who did try searching on their own often came up empty — not because they didn't have money waiting, but because a basic search doesn't find property filed under details that don't match exactly.

That's when I decided to build something better. Not just a search tool — a service that works the way people actually think. One that takes the information you provide — names, addresses you've lived at — and finds matches a basic search misses. Every result comes with a match score so you know which ones to prioritize.

myMoneyCA exists because no one should lose money that's rightfully theirs just because a search didn't look hard enough.

Why this matters right now

Right now, the State of California is holding over $14.5 billion in unclaimed property — forgotten bank accounts, old insurance payouts, uncashed checks, stock dividends. Most of it belongs to people who have no idea it's there.

1 in 10
Californians have unclaimed property
$297
Average claim value
$0
Interest earned while it sits at the SCO

Some claims are worth a few dollars. Some are worth thousands — and none of it costs you anything to search. None of it earns interest while it sits at the SCO — it is just waiting to be claimed. We built myMoneyCA because nobody should lose money that belongs to them simply because they didn't know where to look.

What we do differently

You can always search for free at claimit.ca.gov — and we encourage it. myMoneyCA is for people who want to make sure nothing slips through the cracks. We publish detailed statistics for over 2,700 California cities — showing total unclaimed value, top holders, and property types — so you can see the full picture before you search.

Smarter search
Our search finds matches a basic name search misses — property filed under slightly different details than what you enter.
Multiple addresses in one search
Property is often filed under where you lived years ago. Enter every address you've lived at — current and previous — and we search them all in one go.
Match scoring on every result
Every result gets a match score showing how strongly it connects to what you entered — so you know which results to prioritize and which to skip.
We file your claim on your behalf
We prepare your forms and file your claim directly with the SCO on your behalf — as a registered California unclaimed property investigator.
Our commitment to you

We only get paid when you do. Our 10% recovery fee is charged only on successful claims of $25 or more — and only after you receive your money. If we don't recover anything, you owe us nothing.

Claims under $25 are directed to claimit.ca.gov — the free state portal — because we believe you should always walk away ahead, no matter the claim size.

Trust & credentials

Transparency matters in this industry. Here is exactly who we are and how to verify it.

California-registered LLC
myMoneyCA LLC was filed with the California Secretary of State on March 22, 2026 and approved March 27, 2026. You can verify this at bizfileonline.sos.ca.gov.
10% fee — the legal maximum
Our fee is fully compliant with CA CCP § 1582, which caps finder fees at 10%. Many competitors charge 25–50%. We publish our fee upfront — no hidden charges, no surprises.
Success-only billing
We never ask for upfront payment, credit card numbers, or bank account information. When your claim is approved, the State Controller sends two separate checks — one to you for 90% and one to us for our 10% fee. You never pay us directly.
Real founder, real contact
Christopher Lo, Founder & CEO. Email: clo@mymoneyca.com. We are a real company with a real person behind it.
How to spot an unclaimed property scam

Unfortunately, scammers do target people searching for unclaimed property. Here is how to tell a legitimate service from a fraudulent one.

Red flags to watch for
Asking for upfront fees or credit card information
Pressure tactics — demanding you sign immediately
Promising guaranteed specific dollar amounts
No physical address, phone number, or company name
Refusing to provide license or registration details
Fees above 10% (the CA legal cap under CCP § 1582)
What myMoneyCA does
Zero upfront cost — you never pay unless we recover money
No pressure — search for free, decide on your own time
No guaranteed amounts — we show you exactly what the SCO has on file
Real address, real phone, real founder name on this page
California-registered LLC — verifiable at bizfileonline.sos.ca.gov
10% fee — the legal maximum, published upfront

Still unsure? Call the California State Controller’s Office directly at (800) 992-4647 and ask about legitimate unclaimed property recovery services. They can confirm that registered services like ours are legal and commonly used.

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